This book summarizes the needs and applications for life insurance in personal, business, and estate planning situations. It is primarily intended for you to give to prospects and clients to demystify life insurance and help them better understand their needs and as a result, buy more insurance. Also the perfect gift for prospective agents, attorneys, accountants, bankers and trust officers to help them understand the role life insurance plays in developing the optimum financial plan for their clients. Several advisors purchased fifty or more copies of my book, “How to Create and Save a Fortune Using Life Insurance.” Another agent purchased over 200 copies and insists the book increased his sales over 25%. “Life Insurance in a Nutshell” replaces and refines that book.